| Alabama |
$5,000; cannot exceed 160 acres (husband & wife may double) |
| Alaska |
$70,200 (joint owners may each claim a portion, but total can’t exceed $70,200) |
| Arizona |
$150,000; sale proceeds exempt 18 months after sale or until new home purchased, whichever occurs first (husband & wife may not double) |
| Arkansas |
For married person or head of family: unlimited exemption on real or personal property used as residence to 1/4 acre in city, town, or village, or 80 acres elsewhere; if property is between 1/4 to 1 acre in city, town, or village, or 80-160 acres elsewhere, additional limit is $2,500; homestead may not exceed 1 acre in city, town, or village, or 160 acres elsewhere (husband & wife may not double) |
| California |
Real or personal property you occupy including mobile home, boat, stock cooperative, community apartment, planned development, or condo to $75,000 if single & not disabled; $100,000 for families if no other member has a homestead (if only one spouse files, may exempt one-half of amount if home held as community property and all of amount if home held as tenants in common); $175,000 if 65 or older, or physically or mentally disabled; $175,000 if 55 or older, single, & gross annual income under $15,000 or married & gross annual income under $20,000 & creditors seek to force the sale of your home; forced sale proceeds received exempt for 6 months after; separated but married debtor may claim homestead in community property still occupied by other spouse. (Husband & wife may not double) |
| Colorado |
$60,000; $90,000 if owner, spouse, or dependent is disabled or age 60 or older; sale proceeds exempt 2 years after received (husband & wife may double) |
| Connecticut |
$75,000 (husband & wife may double); applies only to claims arising after 1993, but to $125,000 in the case of a money judgment arising out of services provided at a hospital. |
| Delaware |
$100,000 in 2011, and $125,000 in 2012; $125,000 for persons totally disabled from working or married persons where at least one of the spouses is 65 years old or older. (joint filers may not double) |
| Washington DC |
Any property used as a residence or co-op that debtor or debtor’s dependent uses as a residence. (This implies there is no limit) |
| Florida |
Real or personal property including mobile or modular home to unlimited value; cannot exceed half acre in municipality or 160 acres elsewhere; spouse or child of deceased owner may claim homestead exemption (husband & wife may double) |
| Georgia |
$10,000 ($20,000 if married, and the property is solely owned by one spouse); up to $5,000 of unused portion of homestead may be applied to any property |
| Hawaii |
$20,000; head of family or over 65 to $30,000; property cannot exceed 1 acre; sale proceeds exempt for 6 months after sale (husband & wife may not double) |
| Idaho |
$100,000; sale proceeds exempt for 6 months (husband and wife may not double) |
| Illinois |
$15,000 (husband and wife may double); sale proceeds exempt for 1 year |
| Indiana |
$17,600 (husband and wife may double); Property held as tenancy by the entirety may be exempt against debts incurred by only one spouse |
| Iowa |
Unlimited value; property cannot exceed 1/2 acre in town or city, 40 acres elsewhere (husband & wife may not double) |
| Kansas |
Unlimited value; property cannot exceed 1 acre in town or city, 160 acres on farm |
| Kentucky |
$5,000; sale proceeds exempt |
| Louisiana |
$25,000 (if debt is result of catastrophic or terminal illness or injury, limit is full value of property as of 1 year before filing); cannot exceed 5 acres in city or town, 200 acres elsewhere (husband & wife may not double) |
| Maine |
$47,500; if debtor has minor dependents in residence, to $95,000; if debtor over age 60 or physically or mentally disabled, $95,000 (joint debtors in this category may double); proceeds of sale exempt for six months |
| Maryland |
$21,625 (husband and wife may not double) Property held as tenancy by the entirety is exempt against debts owed by only one spouse |
| Massachusetts |
$125,000; Declared homestead $500,000 for property you occupy or intend to occupy (including mobile home); (co-owners may not double) (special rules if over 62 or disabled, may double to 1,000,000). |
| Michigan |
$35,300, $52,925 if elderly or disabled; property cannot exceed 1 lot in town, village, city, or 40 acres elsewhere; spouse or children of deceased owner may claim homestead exemption. Spouses or unmarried co-owners may not double. |
| Minnesota |
$360,000; if homestead is used for agricultural purposes, $900,000; cannot exceed 1/2 acre in city, 160 acres elsewhere (husband & wife may not double) |
| Mississippi |
$75,000; if over 60 and married or widowed may claim a former residence; property cannot exceed 160 acres; sale proceeds exempt. Mobile home (as personal property) to $30,000 (Mobile home does not qualify as homestead unless you own land on which it is located) |
| Missouri |
$15,000; mobile home to $5,000 (joint owners may not double) |
| Montana |
$250,000; sale, condemnation, or insurance proceeds exempt for 18 months. Must record homestead declaration before filing for bankruptcy |
| Nebraska |
$60,000 for married debtor or head of household; cannot exceed 2 lots in city or village, 160 acres elsewhere; sale proceeds exempt 6 months after sale (husband & wife may not double) |
| Nevada |
Real property or mobile home to $550,000 (husband & wife may not double)
Must record homestead declaration before filing for bankruptcy |
| New Hampshire |
Real property or manufactured housing (and the land it’s on if you own it) to $100,000 |
| New Jersey |
None, but survivorship interest of a spouse in property held as tenancy by the entirety is exempt from creditors of a single spouse |
| New Mexico |
$60,000 (joint owners may double) |
| New York |
150,000 for the counties of Kings, New York, Queens, Bronx, Richmond, Nassau, Suffolk, Rockland, Westchester, and Putnam; $125,000 for the counties of Dutchess, Albany, Columbia, Orange, Saratoga, and Ulster; $75,000 for the remaining counties in the state. (husband & wife may double) |
| North Carolina |
$35,000 (husband and wife may double) ($60,000 if 65 or older and spouse is deceased); up to $5,000 of unused portion of homestead may be applied to any property |
| North Dakota |
$100,000 (husband & wife may not double) |
| Ohio |
$21,625 |
| Oklahoma |
Unlimited value; property cannot exceed 1 acre in city, town, or village, or 160 acres elsewhere; $5,000 limit if more than 25% of total sq. ft. area used for business purposes; okay to rent homestead as long as no other residence is acquired |
| Oregon |
$40,000 ($50,000 for joint owners); property cannot exceed 1 block in town or city or 160 acres elsewhere; sale proceeds exempt 1 year from sale, if you intend to purchase another home |
| Pennsylvania |
None; however, property held as tenancy by the entirety may be exempt against debts owed by only one spouse |
| Rhode Island |
$300,000 in land & buildings you occupy or intend to occupy as a principal residence (husband & wife may not double) |
| South Carolina |
$53,375 (joint owners may double) |
| South Dakota |
Unlimited (larger than 240 sq. ft. at its base and registered in state at least 6 months before filing); property cannot exceed 1 acre in town or 160 acres elsewhere; sale proceeds to $30,000 ($170,000 if over age 70 or widow or widower who hasn’t remarried) exempt for 1 year after sale (husband & wife may not double) |
| Tennessee |
$5,000; $7,500 for joint owners; $25,000 if at least one dependent is a minor child. (if 62 or older, 12,500 if single; $20,000 if married; $25,000 if spouse is also 62 or older) |
| Texas |
Unlimited; property cannot exceed 10 acres in town, village, city or 100 acres (200 for families) elsewhere; sale proceeds exempt for 6 months after sale (renting okay if another home not acquired, Prop. 41.003)
Must file homestead declaration, or court will file it for you and charge you for doing so |
| Utah |
$20,000 if primary residence; $5,000 if not primary residence (joint owners may double) |
| Vermont |
$75,000; may also claim rents, issues, profits, & out-buildings (husband and wife may double) |
| Virginia |
Must file homestead declaration before filing for bankruptcy. $5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000 |
| Washington |
$125,000; unimproved property intended for residence to $15,000 (husband and wife may not double) |
| West Virginia |
$25,000; unused portion of homestead may be applied to any property (husband & wife may double) |
| Wisconsin |
$75,000; sale proceeds exempt for 2 years if you intend to purchase another home (husband & wife’s exemption may double) |
| Wyoming |
$10,000 or house trailer you occupy to $6,000 (joint owners may double) |
